UTRUST is a payment platform that empowers buyers to pay with cryptocurrencies while providing a groundbreaking purchase protection mechanism.The UTRUST Platform aims to provide the consumer protection buyers take for granted in traditional online purchases, acting as a mediator, resolver of conflicts, enabling the possibility of refunds to mitigate fraud, while shielding the merchant from crypto-market volatility. They want to build upon the best features of cryptocurrencies, enabling fast transactions, lower fees and low cross-border transaction friction, enabling merchants to sell to a growing worldwide audience of crypto-holders. In sum, they aim to build the payment API for marketplace integration that will become the crypto-contender to PayPal.