Beluga Pay is a mobile point of sale system that will accept crypto, credit and debit. Beluga acquired an exclusive, perpetual, global license to Espiral Technologies S.A. de C.V. and their team, to expand its payment technology to new regions. Beluga will replicate their successful model in developing countries with adequate technology (smartphones), high levels of unbanked citizens and where larger, incumbent companies have not converted merchants to modern payment methods. Micro and Small businesses transact over $6.5 trillion USD annually, yet less than 10% of these merchants accept digital payments. Beluga will deliver an innovative range of products to make merchants lives easier. Their native cryptocurrency BBI, will solve real-world merchant problems and provide unique incentives. BBI token-holders receive .5% of all transaction fees and BBI can be used as gas for near-instant merchant deposits (currently card payments can take up to 2-3 working days to process.) Each BBI token can be used as membership for 1 month of Beluga Pro which offers advanced analytics and faster settlement speed than non-BBI-Gas deposits. Loyalty points will be accrued by users of the platform and can be redeemed for travel, entertainment, goods and services.