ETHLend brings decentralized lending on the Ethereum Blockchain. ETHLend enables everyone to participate and profit from international lending. It decentralizes the entire process using Blockchain technology and takes lending from banks and regulators to everyone, empowering every participants to lend in a free market. This leads to fair interest rates all over the globe. This brings international access to free markets and new ways to participate in lending, where everyone, not only banks, is able to profit. The blockchain advantages are, fast transactions, security by design and through the use of tokens as collaterals for loans and excellent execution through smart contracts. ETHLends timeline that aims to create major advantages: FIAT-pegged lending, allowing lenders and borrowers to receive loans and payback in FIAT, avoiding crypto volatility and increasing use cases; Crowd lending, allowing for large loans to be financed by a crowd, distributing the risk and increasing the volume of loan fundability; Automated Credit risk assessment through an advanced machine learning algorithm.